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I’m self-employed https://www.enlightenedtraining.com/stmap_94gyirtx.html?levitra.premarin.poxet.clofazimine tafirol paracetamol con diclofenaco – Retire when you can afford to, says Sheryl Garrett, a Shawnee Mission, Kansas, financial adviser. When is that? She tells clients to do this math: Add 1/25th of your savings to the amount of Social Security and pension benefits you expect to get in the first year or retirement. Is the total enough to support a comfortable lifestyle? Then you’re good to go. « If you can afford to retire, then you shouldn’t care about what the interest rates are at that moment, » she says.